On-Chain Digital Inheritance

Your Last Will on the blockchain

A smarter, safer way to ensure your wishes are honored when the time comes.

37% of crypto is lost forever Traditional wills fail for digital assets

Why You Need Inheritor

You've thought about it. Then put it off. Again...

Traditional inheritance solutions are expensive, time-consuming and impractical. Inheritor makes it possible to manage your inheritance from your phone.

Fully digital

No paper work. No notary visits.

Set-up in minutes

No account required. No wallet required.

No risk of loss or theft

No private servers. No third party risk.

On-Chain Digital Inheritance

A transformative application of blockchain technology

Rather than merely mimicking traditional wills in a digital form, this approach reconceptualizes inheritance through tokenization—creating digital representations of any asset with cryptographically enforced conditional transfer.

Through smart contracts and architectural time-locks, beneficiaries receive provable, conditional access to tokenized assets without requiring custody arrangements or ongoing institutional dependencies.

This system is not limited to cryptocurrencies or digital files. By leveraging tokenization, it securely manages and transfers rights to any asset—real estate deeds, intellectual property, tangible property, or access credentials—through universal blockchain infrastructure.

Inheritor makes it simple, the blockchain makes it bulletproof.

On-Chain Digital Inheritance

Examples

Personalize your Digital Will

Make it yours. The blockchain will take care of it. Click on any example to see a sample inheritance letter.

You organize the family finances

Make sure your family has quick access to your savings.

To my beloved Caroline,

If you are reading this, it means Inheritor has released my inheritance to you. I've prepared everything so that you will have full access to our bank accounts and cards, and can continue managing our household without worry.

What I'm leaving you in this Inheritance is access to our online bank account and debit card.

Bank: GlobalBank Online
Login: john.doe
Password: River14B27-Sun
2FA (one-time codes): Use the secret key below in Google Authenticator or another code app.
JB5WYZDPEMHPK3P&P
Email for verification:
• Address: john.doe@example.com
• Password: Pine!2277-Moon
Debit Card: GlobalBank Platinum Debit
• Card Number: 4111 1111 1111 1111
• Expiry: 08/29
• CVV: 123
• PIN Code: 4456

This card gives you direct access to cash at ATMs and payments in stores.

How to use this:

  1. Install Google Authenticator (or another authenticator app) on your phone.
  2. Add the bank's 2FA secret key above to generate 6-digit login codes.
  3. Go to the GlobalBank Online login page and sign in with the username and password.
  4. Enter the current 6-digit code from your Authenticator app.
  5. If asked, check the email inbox (john.doe@example.com) for a verification code and enter it.
  6. Once logged in, you can view balances, pay bills, and make any necessary transfers.
  7. For immediate needs, you can use the debit card and PIN at any ATM or shop.

I wanted to be sure you never faced uncertainty. This inheritance gives you full control, so you can carry on with peace of mind.

With all my love,
Thom

Passing on media at different times

Ensure what is meaningful to you is not lost.

To my beloved Caroline,

If you are reading this, it means Inheritor has released one of several inheritances I prepared for you and the children. Not everything I wished to pass on is financial – I also wanted to leave behind memories, words, and creations that carry my voice into the future.

How I've arranged this:

You will notice in the Claim tab that each inheritance has a short message explaining what it contains. These will not all arrive at once. Instead, they are released gradually, after different time-locks:

  • "Family Photos" – Released now, so you can always keep our memories I never shared before close.
  • "Video for Caroline" – A message recorded just for you, to comfort and encourage you.
  • "Messages for the Children" – These will be released to you when they are older, at moments I felt would matter most.
  • "Designs & Writings" – My unfinished projects, released when you have settled down a bit, in case you wish to carry them forward.

Access:

When an inheritance is released:

  1. You will see the message field in the Claim tab describing what it contains.
  2. Claim it when the status becomes 'Claimable', you can save the media at that point.

These inheritances are not just files – they are gifts for different stages of your journey, and for the children's journey too. I arranged them this way so you would not be overwhelmed, and so they arrive at the right time, with the right meaning.

With love always,
Thom

You run a business

Ensure business continuity.

To my Successor,

If you are reading this, it means Inheritor has released my inheritance to you. I've prepared everything so that you can carry on leading our company without interruption.

What I'm leaving you in this Inheritance is access to the company's core accounts and data.

Company Admin Email
• Address: founder@company.example
• Password: StartUp!9042-Fire
Source Control (GitHub)
• Organization: github.com/company
• Username: founder-handle
• Password: Code!7721-Ship
Cloud Infrastructure (AWS)
• User: founder-root
• Password: Root!Key-9982
Password Vault
• File: company-vault.encrypted
• Unlock Code: Vault!8842-Maple

These credentials will allow you to access our email, repositories, servers, and shared accounts. Inside the vault, you will also find contracts, financial logins, and communication templates.

How to use this:

  1. Log into the company email to confirm access and secure it in your name.
  2. Open the vault file with the unlock code to recover all shared passwords.
  3. Sign into GitHub to manage the organization and development projects.
  4. Access the AWS root account to maintain our servers and hosting.

I built this company with you because I trust you. Now I trust you to continue our work, to protect our team, and to carry the vision forward.

With gratitude and confidence,
Thom

Passing on Social Media access

Ensure access to safeguard content.

To my beloved Caroline,

If you are reading this, it means Inheritor has released my inheritance to you. Alongside financial and personal assets, I also wanted to make sure you have access to the social channels and online community I built. These spaces hold memories, connections, and, in some cases, income.

What I'm leaving you in this Inheritance is access to my social accounts.

Instagram
• Username: @thom_life
• Password: Insta!4427-Sky
YouTube
• Channel: youtube.com/c/ThomLife
• Login Email: thom.creator@example.com
• Password: YT!Dreams-9032
Facebook (Private Page / Group)
• Account Email: thom.fb@example.com
• Password: Fb!Garden-2217

These details allow you to sign in, post updates, manage communities, or close the accounts when you feel it's right.

How to use this:

  1. Go to each platform (Instagram, YouTube, Facebook).
  2. Sign in with the credentials above.
  3. Once inside, you can:
    • Download photos, videos, and posts you wish to keep.
    • Notify friends, subscribers, or community members.
    • Manage or close the accounts according to your wishes.

Always yours,
Thom

You own crypto in a private wallet

Ensure your keys are not lost forever.

To my beloved Caroline,

If you are reading this, it means Inheritor has released my inheritance to you. I've prepared everything so you will have access to the cryptocurrency I saved for our future.

What I'm leaving you in this Inheritance is access to my private crypto wallet.

Recovery Phrase (12 words):
abandon abandon abandon abandon abandon abandon abandon abandon abandon abandon abandon about

(No passphrase was used)

How to use this:

  1. Download Trust Wallet (on your phone) or MetaMask (on your computer).
  2. Choose "Import using Secret Phrase" and enter the 12 words above, in the exact order.
  3. Once imported, the wallet will automatically display the accounts and balances I've stored.
  4. For security, once you have access, please transfer the funds to a new wallet that only you control and keep that new recovery phrase safe.

These savings were built with love and care for you. Please use them wisely, and know that in every coin, a part of me remains with you.

Forever yours,
Thom

Safeguard your legacy for the next generation, independent of any institution, forever.

Download the app

Frequently Asked Questions

We have answers for you:

Try Inheritor for free.

Add the first inheritances to your Digital Will for free to see how it works.

Essential

$59,99 Per year, billed annually

Sufficient for most users

  • Secure multiple inheritances
  • Encrypted Storage on Arweave
  • Digital Will on Arbitrum
Get started

Premium

$99,99 Per year, billed annually

Unlimited use

  • Almost endless changes
  • Encrypted Storage on Arweave
  • Premium features: family sharing, Ethereum support, human verification layer and more
Get started

Designed to outlast even us

Inheritor isn't your typical app.

Inheritor makes it possible for anyone with an iPhone to access a smart contract that executes your digital will when something serious happens to you.

Nobody will be able to stop the execution of your digital will exactly as you intended. Not even the end of our company or even Apple, as the distributed blockchain will probably outlive us all. Peer-to-peer, transparent, censorship-resistant, resilient—just as the blockchain was meant to be.

Your legacy is encrypted using quantum-resistant hybrid cryptography and the smart contract ensures that only your designated beneficiary can decrypt it when something happens to you.

The blockchain does the heavy lifting. We just make it simple.

Read More

The architectural time-lock (patent pending) combines modern cryptography with smart contracts, creating unbreakable conditional access across generations.

Key Features

Blockchain

  • Smart contract execution
  • Provable authorship
  • Tamper-proof
  • Censorship-resistant
  • Self-sovereign

Future-proof Security

  • Architectural Time-Lock*
  • Permanent decentralized storage
  • Quantum-resistant (AES-256 / X-Wing ML-KEM)
  • Open-source recovery

*Patent Pending

Compliant

  • SWIFT 6, ERC-4337, EIP-712, BIP39 & BIP32
  • Aligns with eIDAS (EU)
  • Aligns with ESIGN/UETA (US)

Flexibility

  • Choose Arbitrum (low cost) or Ethereum (maximum security)
  • Optional human verification for added safety

Now in the App Store!

Documentation

How It Works

The Architectural Time-Lock

Your inheritances are protected by quantum-safe encryption and released automatically through smart contracts when the time comes.

How Inheritor Works You (Testator) Inheritor App Quantum-safe encryption Beneficiary Arweave Encrypted data (permanent) Blockchain State & access control Check-in Resets timer 1. Create 2. Store 3. Register 4. Periodic 5. Claim Inheritance States Designated grace period expires Claimable beneficiary claims Claimed check-in resets Quantum-safe encryption | Permanent storage | Trustless execution
1

Create & Encrypt

Your assets are encrypted on-device with quantum-safe keys and stored permanently on Arweave.

2

Check-in Regularly

Periodic check-ins reset the grace period timer. No check-in means the inheritance becomes claimable.

3

Beneficiary Claims

When claimable, your beneficiary uses their key to decrypt and access their inheritance.

Read the White Paper

Dive deeper into the technical architecture and cryptographic foundations